Case of Phishing

Phishing is the process of attempting to criminally and fraudulently acquire sensitive information, such as usernames, passwords and credit card details. It is typically carried out by e-mail or instant messaging and often directs users to enter details at a website. Here has a case of phishing in people’s account and this was happened in India.

Many people will also use the internet for their banking needs. A guy has been checked his account by online but his amount in account was suddenly different after few days his had checked and no sign where the money had gone. It was later revealed that this guy had been a victim of phishing attack on ICICI Bank and the money had been transferred to another person.

He had given his password and name online by replying to an email sent by the hackers. The hackers then logged into the victim’s account and put in their mobile number instead of his. So that, when they did make the transfer, the message alerting the victim of the transfer would go out to their mobile and not his. Once the password and user name are with the phisher, it's only a matter of a few minutes before your money is transferred from your account to the phishers.

Due to most of the banks in India do not have an emergency response team for phishers and they don't respond as fast as an American or European bank. Thus, phishers are targeting to Indian banks because they get more user names and passwords than any other banks.

In order to keep your money safe and to protect yourself from such attacks, we should:
-Be on the alert when a banking e-mail uses dramatic information to get you to react immediately.
-Be ware of e-mails from shopping websites offering free goods. It might be a scam to get your banking details.
-Avoid filling up any forms in email messages that ask for personal financial information. You should only communicate information such as credit card numbers or account information via a secure website.
-Do not use the links in an email to get to any web page, if you suspect the message might not be reliable.
-Finally, clicking on phishing sites may install a spying device on your computer. Downloading an anti-spyware programme will help.

Therefore, be aware of phishing that can attack you. God bless you.